We primarily serve entrepreneurs and small business owners who want to hand off their entire financial back office — bookkeeping, taxes, payroll, and compliance. We also serve individuals who need expert personal tax preparation and year-round planning support. If you're running a business or simply want more than a once-a-year tax filing, we're built for you.

Not at all. While much of our work is with small business owners, we welcome individuals who want professional tax preparation, proactive tax planning, and access to answers throughout the year — not just during tax season.

It means we review and categorize your transactions, reconcile your accounts, and keep your books current every week — not once a month or once a quarter. By the time tax season arrives, your books are already clean and ready. No scrambling, no catch-up work.

Yes — and this is one of the most valuable things we do. Your personal and business returns are deeply connected, especially for S-Corp owners and LLC members. Having one team handle both means nothing falls through the cracks and you get every deduction you're entitled to.

Absolutely. Whether you're starting a new business or wondering if you should convert your LLC to an S-Corp, we'll walk you through the tax implications, liability considerations, and administrative differences — and help you make the right call for your situation.

It's more common than you'd think. We handle catch-up bookkeeping as part of onboarding — we'll get your books reconciled and current before transitioning into our regular weekly service. You don't need to have everything in order before reaching out.

We work primarily within the Intuit ecosystem — QuickBooks Online for bookkeeping and financial reporting, and Intuit Payroll for payroll processing. This keeps everything integrated and gives you a real-time view of your finances through a single platform.

Yes — and this is a core part of what makes Luminary different. We don't disappear after April 15th. Our clients have access to us year-round for questions, planning conversations, and anything that comes up. Monthly plan clients get priority access whenever they need it.

No — Luminary's fees cover our professional services only. Intuit software subscriptions (QuickBooks, Payroll, etc.) are billed directly by Intuit and are separate from our pricing. We'll help you get set up and make sure you're on the right plan for your needs.

Book a free 30-minute consultation. We'll learn about your business, your current setup, and what's not working. From there we'll recommend the right plan and walk you through a simple onboarding process. Most clients are fully up and running within a week.